DEVICE INSURANCE
Protect your device
against theft, loss or damage.
Choose what you want to insure
Tailor your insurance cover to give you exactly what you need.

Cellphones

Laptops & Tablets

Routers

Wearables

Cyber SIM
MTN (Mobile telephone Networks) Pty is an Authorised Financial Services provider, FSP No 44774.
MTN Device insurance is underwritten by Guardrisk Insurance Company, FSP No 75.
MTN Device insurance products are provided by Admyntec Services, a Juristic Representative of World Wide Advisory Services (WWAS) and administered by WWAS an authorised FSP 12964.
Risk Cover
All Risk
Cover for loss, theft and any damage.
- Theft
- Loss
- Accidental LIQUID damage
- Accidental PHYSICAL damage
- Accidental SCREEN damage
Theft and loss
Cover against theft and loss, not damages.
- Theft
- Loss
- Accidental LIQUID damage
- Accidental PHYSICAL damage
- Accidental SCREEN damage
Liquid and accidental damage
Cover for liquid or accidental damage only.
- Theft
- Loss
- Accidental LIQUID damage
- Accidental PHYSICAL damage
- Accidental SCREEN damage
Repair only
Device will only be repaired, not replaced.
- Theft
- Loss
- Accidental LIQUID damage
- Accidental PHYSICAL damage
- Accidental SCREEN damage
Optional add-ons:
Excess Buydown
Get 50% off your excess when you claim.
Cyber SIM
Covers against the loss or theft of your SIM card, fraudulent cloning and the cost of data restoration after a cyber-attack incident.

Good to know
Your device will be insured from the moment the policy is active.
If you’re on a contract, you can pay your policy premium and account in one monthly bill.
You must use your insured device with it’s MTN SIM card.
All Risk and Repairs Only applies to your smartphone, laptop, smart watch and router.
If your smartphone is lost or stolen, you’ll get a replacement device sent to your address or to the nearest MTN Store within 24 hours
Get the right cover
Complete the contact form for device insurance, and an agent will call you to assist.
Help & Support
We at MTN Device Insurance understand that your devices are an extension of you. Being without your mobile device is trouble you don’t need. That’s why we’ve come up with an insurance product unlike any other on the market.
We’re bringing you a range of insurance cover options, from all-risk to repair-only, for your phone, laptop, smartwatch, or modem. We’ll make sure your damaged devices are repaired in double-quick time and with a smile on our faces. In the case of theft or loss, we’ll send a replacement device to your address or nearest MTN store and see to it that you are up and running within 24 hours, hassle-free!
Theft? Loss? Damage? Don’t stress – #Wegotu covered.
MTN (PTY) LTD is an authorised Financial Service Provider underwritten by Guardrisk Insurance Company. FSP license number: 44774.
MTN Device Insurance is underwritten by Guardrisk Insurance Company (FSP 75), all advice and intermediary services are provided by Admyntec Services (A Juristic Representative of WWAS FSP 12964).
If you’re on a contract, you can choose to pay your premium and account in one neat bill. Just remember to use your insured device with its MTN SIM. Whether you need cover for accidents, screen damage, or every type of risk, you have the flexibility to choose the cover option that suits your circumstances and pocket:
All Risk cover | Loss & Theft cover | Liquid & Accidental damage cover | Repairs Only cover |
---|---|---|---|
Theft | Theft | Accidental liquid damage | Accidental liquid damage |
Loss | Loss | Accidental physical damage | Accidental screen damage |
Accidental liquid damage | Accidental screen damage | ||
Accidental physical damage | |||
Accidental screen damage |
- It is important to note that the MOBILE DEVICE is only covered whilst being used with the cell number listed on your policy schedule. The policy allows for up to 2 numbers to be listed on the Schedule. Either one of these listed numbers must be used in the insured device at all times.
- Should you want to use a different cell number, you must notify the Administrator first for Approval.
- For customers paying Insurance with their MTN contract bill, please note that your claim may be declined for outstanding fees if your MTN account is overdue with more than 30 days.
- The costs of replacing, reinstating or making good wear and tear, gradual deterioration, scratching or other superficial damage to outer casings, aerials or keypads.
- Any loss or damage during the hire or loan of the MOBILE DEVICE to another person.
- Loss of or damage to the MOBILE DEVICE resulting from theft or any attempt thereat from any unattended vehicle, unless the vehicle was locked and the MOBILE DEVICE is concealed in the cubby hole or boot. Any such loss must involve forcible and violent entry into the vehicle.
- Loss or damage to batteries, other than when they are stolen or lost together with the MOBILE DEVICE.
- Loss or damage arising from the MOBILE DEVICE not being safeguarded whilst being charged.
- Consequential loss of any kind whatsoever.
- Loss of or damage to accessories and/or car kits.
- Loss or damage arising from the MOBILE DEVICE where it is left unattended in a public place, place of recreation, office, mall or social occasion where it is vulnerable for easy removal or damage.