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Momo Find out if you are eligible for an upgrade Request Now

The future of money is here

MTN Mobile Money (MoMo) is simple and safe to use, with no monthly fees to worry about.

It’s available on any South African cellphone number. What’s more, you don’t even need a bank account.

Set yourself free

Download the MoMo app and register for free - fees apply to certain transactions only

Store money safely

Secure your hard-earned cash with end-to-end encryption

Transfer cash instantly

Transfer money to other MoMo wallets or send cash vouchers to any South African cellphone number

Simplify your shopping

Scan QR codes to pay for products and services through MoMo partners

Pay your bills

Keep your DStv, prepaid electricity, and other accounts up to date without hassle

Buy airtime and bundles

Buy airtime and data, voice, and SMS bundles at no extra cost and get exclusive deals - even if you're not with MTN

Take control of your money, join the MoMo revolution.
#Wegotu with MTN MoMo powered by Ubank.

No monthly fees, no endless queues at the bank, and no carrying cash.

Monthly
Cost
R0
in fees
Cash-in at
MTN Stores
R0
in fees
Mobile
Recharges
R0
in fees
Bill, merchants + shop payments
R0
in fees

Other transaction fees

Cash-out via MoMo agent

  • Transaction amount

    Fee(3.75%)

  • R5

    R0.19

  • R10

    R0.36

  • R20

    R0.75

  • R40

    R1.50

  • R70

    R2.62

  • R100

    R3.75

  • R250

    R9.38

  • R500

    R18.75

  • R750

    R28.13

  • R1 000

    R37.50

  • R1 500

    R56.25

  • R2 500

    R93.75

  • R5 000

    R187.50

Sending money to a MoMo customer

  • Transaction amount

    Fee

  • R5 – R10

    R0*

  • R10 – R20

    R0*

  • R20 – R40

    R0*

  • R40 – R70

    R0*

  • R70 – R100

    R0*

  • R100 – R200

    R0*

  • R200 – R250

    R5*

  • R250 – R500

    R7

  • R500 – R750

    R8

  • R750 – R1 000

    R10

  • R1 000 – R1 500

    R12

  • R1 500 – R2 500

    R14

  • R2 500 – R5 000

    R15

  • R5 000 – R25 000

    R16

Sending a money voucher

  • Transaction amount

    Fee

  • R5 – R10

    R10*

  • R10 – R20

    R10*

  • R20 – R40

    R10*

  • R40 – R70

    R10*

  • R70 – R100

    R10*

  • R100 – R250

    R10*

  • R250 – R500

    R10*

  • R500 – R750

    R10*

  • R750 – R1 000

    R10*

  • R1 000 – R1 500

    R10*

  • R1 500 – R2 500

    R10*

  • R2 500 – R5 000

    R10*

  • R5 000 – R25 000

    R10*

Cash-in via bank card

All transactions are free.

Cash-in via EFT

All transactions are free.

Cash-out to bank account

A standard fee of 2% applies to each transaction.

* Promotional fees have been applied to ease the pressure of COVID-19 and promote cashless transactions.
The updated fees are valid from 19 March 2020 to 30 September 2020. Thereafter normal fees will apply

Download the new MTN MoMo app
or register on *120*151# today!

FAQ's

MTN’s groundbreaking Mobile Money (MoMo) service lets you store, send, and receive money using your phone. You don’t need a bank account or fancy smartphone to use it – it works on the most basic of feature phones too!

You can access and manage your account on the MoMo app or by dialling *120*151#, around the clock, 365 days a year.

MTN MoMo has an ever-growing range of features to make your life easier:

  • Send and receive money to and from other MoMo customers
  • Cash-in and cash-out at any MoMo agent
  • Cash-out from ATM’s
  • Buy MTN airtime and bundles
  • Pay for products and services from the many participating merchants and providers
  • Buy prepaid electricity
  • Pay your DStv account

Yes – you can send a money voucher to anyone with a cellphone number. They can then cash-out at a MoMo agent or MTN store.

Yes – you don’t need to waste any of your precious airtime to use MoMo.

There are 3 ways to cash-in to your MoMo wallet:

  • Cash-in from a bank card or account through the MoMo app or by dialling *120*151#
  • Visit any MTN store
  • Find a MoMo agent

You can cash-out of your wallet by visiting your nearest MTN store or MoMo agent or into any South African bank account.

Join our MoMo merchant network and/or agent network to accept MoMo payments and earn commission on airtime sales.

Call MoMo customer care on 083 135 or email momo@mtn.com to sign up.

Not at all – you can use MoMo on any network if you’re using the app. You’ll need to be an MTN customer if you choose to dial *120*151# to manage your MoMo account

Any financial services provided in respect of MoMo are provided by MTN, an authorised financial services provider, FSP No 44774 on behalf of UBank Limited, an authorised financial services provider FSP No 14740.
T’s and Cֹs apply.

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